Privacy Policy

Effective Date: 02-Aug-2024

Introduction

Welcome to Beauty A La Mode LLC, doing business as My Final Expense. We are committed to protecting your privacy. As a licensed insurance agency, we work with independent agents who collect information from you to help identify suitable insurance policies. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you interact with us via our website, by phone, or through our agents.

By using our website or providing your personal information to us, you agree to the terms outlined in this Privacy Policy.

Information We Collect

We collect personal data to assist in providing insurance services. The types of information we collect include:

Personal Identifiable Information (PII)

This includes:

Full name
Contact information (address, phone number, email)
Social security number
Date of birth
Identification numbers (driver’s license, etc.)

Health Information

Medical history
Current health status
Prescription medications and treatments

Financial Information

Bank account or credit card details for premium payments
Financial history as required by the insurance provider

How We Collect Information

Our licensed agents collect information directly from you through:

Online forms
Phone calls
Email
In-person meetings

All information gathered is submitted securely to the respective insurance companies for processing and evaluation.

How We Use Your Information

We use the personal information collected for the following purposes:

Insurance Application: To process your insurance application, provide quotes, and submit the necessary information to our partnered insurance companies.
Service Delivery: To provide ongoing customer service and support related to your insurance policies.
Legal and Regulatory Compliance: To comply with federal and state regulations, including fraud prevention, legal requests, and regulatory reporting.

Telephone and SMS Contact Consent (TCPA)

By providing your phone number and submitting our quote request form, you expressly consent to be contacted by My Final Expense and its licensed agents via telephone, including mobile phone, and/or SMS/text message, for the purpose of discussing insurance products and services.

You understand that:

Consent is not a condition of purchasing any insurance product or service.
Standard message and data rates may apply to SMS communications.
You may opt out of SMS communications at any time by replying STOP to any text message.
You may opt out of phone calls by requesting to be placed on our Do Not Call list by emailing support@myfinalexpense.net or calling +1(855) 808-6228.

Sharing Your Information

We share your personal information with:

Insurance Providers: As a contracted agency, we work with various insurance providers to find the right policy for you. Your information is shared with these providers as part of the underwriting and policy issuance process.
Service Providers: We may engage third-party service providers to assist with services such as data storage, payment processing, and communications.
Legal Authorities: We may disclose personal information when required by law or to respond to lawful requests from government authorities.

Data Security

We take security seriously and implement technical, administrative, and physical safeguards to protect your personal information. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security due to the inherent risks associated with online data transmission.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including providing insurance quotes and services, complying with legal and regulatory obligations, and resolving disputes.

Typically, personal information submitted through our quote form is retained for up to 3 years from the date of submission, or as required by applicable state insurance regulations. You may request deletion of your data at any time by contacting us at support@myfinalexpense.net, subject to any legal retention requirements.

Your Rights

You have several rights regarding your personal information, including:

Access: You can request access to the personal information we hold about you.
Correction: You can request that we update or correct any inaccurate or incomplete personal data.
Deletion: You may request that we delete your personal information, though certain data may need to be retained for legal or regulatory reasons.
Opt-Out: You can choose to opt out of receiving marketing communications from us at any time.

To exercise these rights, please contact us at support@myfinalexpense.net and +1(855) 808-6228

Cookies and Tracking Technologies

Our website may use cookies and other tracking technologies to enhance your online experience. You may control your cookie preferences through your browser settings.

Google Ads and Remarketing

We use Google Ads to promote our services. As part of this, Google may use cookies or similar technologies to show our ads to users who have previously visited our website (remarketing). Google’s use of advertising cookies enables it and its partners to serve ads based on prior visits to our site.

You can opt out of Google’s use of cookies for personalized advertising by visiting Google’s Ads Settings at https://adssettings.google.com. You may also opt out through the Network Advertising Initiative at https://optout.networkadvertising.org.

We do not share personal information collected through our quote form with Google. Contact information submitted for insurance quotes is used solely for the purpose of providing insurance services.

Third-Party Links

Our website may contain links to third-party sites that are not operated by us. We encourage you to review their privacy policies as we are not responsible for their content or privacy practices.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting an updated version on our website.

Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at:

Company Address:
My Final Expense (Operated by Beauty A La Mode LLC)
12 Pemberton Rd
Nashua, NH 03063-2915
United States

Email:support@myfinalexpense.net
+1(855) 808-6228