Term Life Insurance
What We Offer
Key Features of Term Life Insurance
Provide your loved ones with financial security and peace of mind during challenging times. Our Term Life Insurance is designed to offer straightforward and affordable protection for a specified period
Frequently Asked Questions
Frequently asked questions from the users, answered
Term Life Insurance provides coverage for a specific period, such as 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive a death benefit.
Unlike Whole Life Insurance, Term Life Insurance does not build cash value and only provides coverage for a set period. It is typically more affordable.
When a term policy expires, you can either renew it (often at a higher premium), convert it to a Whole Life policy, or let it lapse.
The amount of coverage you need depends on your financial situation, including income, debts, and future financial obligations.
Many Term Life policies offer a conversion option, allowing you to convert to a Whole Life policy without a medical exam.